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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $512,069 | $99,875+412.7% | $146,866+248.7% | $86,983+488.7% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 12.15% | 28.10%-16.0pp | 102.85%-90.7pp | 25.83%-13.7pp |
| Employer contribution / active EE | $12,461 | $3,224+286.5% | $4,425+181.6% | $2,584+382.2% |
| Participant deferral / active EE | $19,859 | $6,322+214.1% | $7,759+155.9% | $4,194+373.5% |
| Admin fee / account holder | $57,600 | $7,838+634.9% | $13,620+322.9% | $7,856+633.2% |