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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $512,069 | $106,864+379.2% | $147,318+247.6% | $82,637+519.7% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 12.15% | 27.49%-15.3pp | 70.43%-58.3pp | 53.51%-41.4pp |
| Employer contribution / active EE | $12,461 | $3,417+264.7% | $4,593+171.3% | $2,552+388.3% |
| Participant deferral / active EE | $19,859 | $6,496+205.7% | $7,906+151.2% | $4,126+381.3% |
| Admin fee / account holder | $57,600 | $8,415+584.5% | $13,708+320.2% | $7,339+684.9% |