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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,529 | $74,535+14.7% | $100,712-15.1% | $82,637+3.5% |
| Participation rate | 98.0% | 61.2%+36.8pp | 69.3%+28.7pp | 68.1%+29.9pp |
| Annual return | 13.02% | 18.92%-5.9pp | 33.27%-20.3pp | 53.51%-40.5pp |
| Employer contribution / active EE | $2,101 | $1,503+39.8% | $2,313-9.2% | $2,552-17.7% |
| Participant deferral / active EE | $8,744 | $3,074+184.5% | $4,085+114.0% | $4,126+111.9% |
| Admin fee / account holder | $3,510 | $6,576-46.6% | $9,256-62.1% | $7,339-52.2% |