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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,093 | $182,442-46.2% | $163,379-40.0% | $138,895-29.4% |
| Participation rate | 66.7% | 79.8%-13.1pp | 76.8%-10.2pp | 79.9%-13.3pp |
| Annual return | 15.61% | 72.74%-57.1pp | 63.41%-47.8pp | 145.39%-129.8pp |
| Employer contribution / active EE | $2,101 | $4,159-49.5% | $3,752-44.0% | $4,194-49.9% |
| Participant deferral / active EE | $12,920 | $6,817+89.5% | $6,282+105.7% | $6,396+102.0% |
| Admin fee / account holder | $473 | $10,396-95.4% | $9,818-95.2% | $12,562-96.2% |