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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,637 | $213,785+41.6% | $185,441+63.2% | $155,188+95.0% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | 15.43% | 19.97%-4.5pp | 20.16%-4.7pp | 148.84%-133.4pp |
| Employer contribution / active EE | $3,441 | $5,393-36.2% | $4,672-26.3% | $4,248-19.0% |
| Participant deferral / active EE | $14,189 | $6,864+106.7% | $6,152+130.6% | $6,531+117.2% |
| Admin fee / account holder | $3,771 | $21,134-82.2% | $17,890-78.9% | $14,480-74.0% |