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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,637 | $184,014+64.5% | $161,149+87.8% | $138,895+117.9% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 15.43% | 21.52%-6.1pp | 21.16%-5.7pp | 145.39%-130.0pp |
| Employer contribution / active EE | $3,441 | $5,055-31.9% | $4,360-21.1% | $4,194-18.0% |
| Participant deferral / active EE | $14,189 | $6,909+105.4% | $6,153+130.6% | $6,396+121.8% |
| Admin fee / account holder | $3,771 | $18,027-79.1% | $15,194-75.2% | $12,562-70.0% |