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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,760 | $77,962+312.7% | $178,540+80.2% | $80,935+297.6% |
| Participation rate | 74.4% | 65.7%+8.7pp | 77.1%-2.8pp | 67.7%+6.7pp |
| Annual return | 11.96% | 18.10%-6.1pp | 27.15%-15.2pp | 35.66%-23.7pp |
| Employer contribution / active EE | $4,137 | $2,280+81.4% | $3,953+4.7% | $2,757+50.1% |
| Participant deferral / active EE | $9,995 | $4,404+126.9% | $6,281+59.1% | $4,299+132.5% |
| Admin fee / account holder | $12,682 | $7,156+77.2% | $10,424+21.7% | $6,924+83.1% |