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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $361,791 | $84,953+325.9% | $163,379+121.4% | $82,637+337.8% |
| Participation rate | 79.5% | 65.9%+13.5pp | 76.8%+2.7pp | 68.1%+11.4pp |
| Annual return | 14.48% | 23.07%-8.6pp | 63.41%-48.9pp | 53.51%-39.0pp |
| Employer contribution / active EE | $4,486 | $2,183+105.5% | $3,752+19.5% | $2,552+75.8% |
| Participant deferral / active EE | $9,960 | $4,326+130.2% | $6,282+58.5% | $4,126+141.4% |
| Admin fee / account holder | $22,662 | $7,921+186.1% | $9,818+130.8% | $7,339+208.8% |