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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,617 | $166,089+63.5% | $164,928+64.7% | $145,978+86.1% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.6%+1.4pp | 80.3%-0.3pp |
| Annual return | 17.40% | 100.26%-82.9pp | 70.08%-52.7pp | 550.52%-533.1pp |
| Employer contribution / active EE | $6,993 | $5,276+32.5% | $4,343+61.0% | $4,662+50.0% |
| Participant deferral / active EE | $507 | $6,961-92.7% | $6,034-91.6% | $6,690-92.4% |
| Admin fee / account holder | $12,778 | $16,641-23.2% | $12,684+0.7% | $13,400-4.6% |