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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,983 | $88,702+38.6% | $81,780+50.4% | $145,978-15.8% |
| Participation rate | 82.4% | 75.0%+7.3pp | 72.4%+10.0pp | 80.3%+2.1pp |
| Annual return | 9.31% | 1029.12%-1019.8pp | 776.27%-767.0pp | 550.52%-541.2pp |
| Employer contribution / active EE | $1,244 | $3,084-59.7% | $2,914-57.3% | $4,662-73.3% |
| Participant deferral / active EE | $6,433 | $4,645+38.5% | $4,321+48.9% | $6,690-3.8% |
| Admin fee / account holder | $11,074 | $8,414+31.6% | $7,384+50.0% | $13,400-17.4% |