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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,983 | $88,778+38.5% | $81,844+50.3% | $145,884-15.7% |
| Participation rate | 82.4% | 75.1%+7.3pp | 72.4%+10.0pp | 80.3%+2.1pp |
| Annual return | 9.31% | 1033.03%-1023.7pp | 778.87%-769.6pp | 551.85%-542.5pp |
| Employer contribution / active EE | $1,244 | $3,087-59.7% | $2,916-57.4% | $4,662-73.3% |
| Participant deferral / active EE | $6,433 | $4,648+38.4% | $4,323+48.8% | $6,690-3.8% |
| Admin fee / account holder | $11,074 | $8,430+31.4% | $7,355+50.6% | $13,392-17.3% |