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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,026 | $174,379+27.9% | $152,093+46.6% | $138,895+60.6% |
| Participation rate | 88.9% | 81.6%+7.2pp | 77.8%+11.1pp | 79.9%+9.0pp |
| Annual return | 9.98% | 74.86%-64.9pp | 66.36%-56.4pp | 145.39%-135.4pp |
| Employer contribution / active EE | $2,012 | $4,652-56.7% | $4,175-51.8% | $4,194-52.0% |
| Participant deferral / active EE | $3,281 | $6,159-46.7% | $5,451-39.8% | $6,396-48.7% |
| Admin fee / account holder | $5,779 | $16,880-65.8% | $14,497-60.1% | $12,562-54.0% |