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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,948 | $117,846+40.8% | $102,434+62.0% | $145,884+13.8% |
| Participation rate | 81.3% | 78.6%+2.6pp | 76.5%+4.7pp | 80.3%+0.9pp |
| Annual return | 15.15% | 31.90%-16.7pp | 29.46%-14.3pp | 551.85%-536.7pp |
| Employer contribution / active EE | $4,581 | $3,615+26.7% | $3,023+51.5% | $4,662-1.7% |
| Participant deferral / active EE | $3,088 | $5,733-46.1% | $5,055-38.9% | $6,690-53.8% |
| Admin fee / account holder | $2,809 | $13,356-79.0% | $9,462-70.3% | $13,392-79.0% |