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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,497 | $162,967+42.1% | $135,792+70.5% | $138,895+66.7% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.6%+27.4pp | 79.9%+20.1pp |
| Annual return | -1.72% | 30.08%-31.8pp | 25.96%-27.7pp | 145.39%-147.1pp |
| Employer contribution / active EE | $2,605 | $4,211-38.1% | $3,496-25.5% | $4,194-37.9% |
| Participant deferral / active EE | $6,133 | $5,640+8.7% | $4,759+28.9% | $6,396-4.1% |
| Admin fee / account holder | $662,683 | $15,306+4229.5% | $12,266+5302.8% | $12,562+5175.2% |