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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,497 | $185,141+25.0% | $153,416+50.9% | $155,188+49.2% |
| Participation rate | 100.0% | 79.9%+20.1pp | 74.3%+25.7pp | 80.8%+19.2pp |
| Annual return | -1.72% | 18.72%-20.4pp | 17.84%-19.6pp | 148.84%-150.6pp |
| Employer contribution / active EE | $2,605 | $4,489-42.0% | $3,764-30.8% | $4,248-38.7% |
| Participant deferral / active EE | $6,133 | $5,477+12.0% | $4,723+29.8% | $6,531-6.1% |
| Admin fee / account holder | $662,683 | $16,005+4040.5% | $13,095+4960.6% | $14,480+4476.6% |