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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,353 | $134,817+0.4% | $123,973+9.2% | $155,188-12.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 9.90% | 515.49%-505.6pp | 388.13%-378.2pp | 148.84%-138.9pp |
| Employer contribution / active EE | $7,054 | $4,425+59.4% | $4,126+71.0% | $4,248+66.1% |
| Participant deferral / active EE | $5,173 | $5,706-9.3% | $5,247-1.4% | $6,531-20.8% |
| Admin fee / account holder | $4,215 | $13,245-68.2% | $11,799-64.3% | $14,480-70.9% |