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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,535 | $156,398-8.9% | $147,318-3.2% | $138,895+2.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 17.12% | 78.75%-61.6pp | 70.43%-53.3pp | 145.39%-128.3pp |
| Employer contribution / active EE | $8,728 | $4,853+79.8% | $4,593+90.0% | $4,194+108.1% |
| Participant deferral / active EE | $5,251 | $8,237-36.3% | $7,906-33.6% | $6,396-17.9% |
| Admin fee / account holder | $1,244 | $14,976-91.7% | $13,708-90.9% | $12,562-90.1% |