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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,744 | $97,289+130.0% | $92,805+141.1% | $155,188+44.2% |
| Participation rate | 100.0% | 84.2%+15.8pp | 83.5%+16.5pp | 80.8%+19.2pp |
| Annual return | 19.92% | 29.03%-9.1pp | 31.59%-11.7pp | 148.84%-128.9pp |
| Employer contribution / active EE | $6,825 | $3,632+87.9% | $3,424+99.3% | $4,248+60.7% |
| Participant deferral / active EE | $6,825 | $8,795-22.4% | $8,448-19.2% | $6,531+4.5% |
| Admin fee / account holder | $3,611 | $12,015-69.9% | $10,911-66.9% | $14,480-75.1% |