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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,850 | $56,116-71.8% | $135,768-88.3% | $86,983-81.8% |
| Participation rate | 61.4% | 60.1%+1.3pp | 71.1%-9.7pp | 69.5%-8.1pp |
| Annual return | 21.27% | 125.33%-104.1pp | 526.10%-504.8pp | 25.83%-4.6pp |
| Employer contribution / active EE | $1,158 | $1,528-24.2% | $3,394-65.9% | $2,584-55.2% |
| Participant deferral / active EE | $2,504 | $2,690-6.9% | $3,977-37.0% | $4,194-40.3% |
| Admin fee / account holder | $670 | $4,314-84.5% | $7,048-90.5% | $7,856-91.5% |