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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $330,771 | $111,830+195.8% | $93,696+253.0% | $145,884+126.7% |
| Participation rate | 50.0% | 74.2%-24.2pp | 68.7%-18.7pp | 80.3%-30.3pp |
| Annual return | 9.86% | 204.08%-194.2pp | 133.74%-123.9pp | 551.85%-542.0pp |
| Employer contribution / active EE | $536 | $3,093-82.7% | $2,422-77.9% | $4,662-88.5% |
| Participant deferral / active EE | $5,161 | $4,920+4.9% | $4,417+16.9% | $6,690-22.8% |
| Admin fee / account holder | $55 | $10,249-99.5% | $8,287-99.3% | $13,392-99.6% |