Retirement plan

JEWISH FEDERATION OF DELAWARE 403(B) PLAN

Name: JEWISH FEDERATION OF DELAWARE, INC. - JEWISH FEDERATION OF DELAWARE 403(B) PLAN (2024) Form 5500
Creator: JEWISH FEDERATION OF DELAWARE, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, JEWISH FEDERATION OF DELAWARE 403(B) PLAN, JEWISH FEDERATION OF DELAWARE, INC.

JEWISH FEDERATION OF DELAWARE, INC.EIN 51-0064315Plan #002PY 2024

101 GARDEN OF EDEN ROAD - WILMINGTON, DE 19803302-427-2100shalomdelaware.orgLinkedIn1-10 employeesfund-raising

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$1.3M

+9.4% from 2023

Total participants

0.0% from 2023

Average account balance

$61,155

+19.8% from 2023

Annual return

9.41%

+0.47 pp from 2023

Benchmarks

See 49,870 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants<25

Cohort49,870 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.28M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$61K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

190.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$84K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.41%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$4305

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2M3D2G2F2T

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$90K

$8218 / participant

Other / not subdivided$90K100.0%

% of EOY assets

7.039%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$61,155

$88,815-31.1%

$81,882-25.3%

$145,897-58.1%

Participation rate

81.8%

75.1%+6.7pp

72.4%+9.4pp

80.3%+1.5pp

Annual return

9.41%

1033.75%-1024.3pp

779.47%-770.1pp

552.29%-542.9pp

Employer contribution / active EE

$3,496

$3,086+13.3%

$2,916+19.9%

$4,663-25.0%

Participant deferral / active EE

$4,175

$4,647-10.2%

$4,323-3.4%

$6,689-37.6%

Admin fee / account holder

$4,305

$8,434-49.0%

$7,360-41.5%

$13,390-67.9%

JEWISH FEDERATION OF DELAWARE 403(B) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

JEWISH FEDERATION OF DELAWARE 403(B) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion