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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,076 | $201,264+10.3% | $184,185+20.6% | $145,978+52.1% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 16.54% | 29.00%-12.5pp | 28.81%-12.3pp | 550.52%-534.0pp |
| Employer contribution / active EE | $5,978 | $7,021-14.9% | $6,426-7.0% | $4,662+28.2% |
| Participant deferral / active EE | $8,915 | $9,806-9.1% | $9,132-2.4% | $6,690+33.3% |
| Admin fee / account holder | $60,851 | $16,376+271.6% | $13,909+337.5% | $13,400+354.1% |