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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,081 | $162,136+83.8% | $152,301+95.7% | $154,746+92.6% |
| Participation rate | 71.4% | 84.1%-12.7pp | 82.4%-11.0pp | 80.7%-9.3pp |
| Annual return | 19.16% | 91.02%-71.9pp | 80.50%-61.3pp | 172.34%-153.2pp |
| Employer contribution / active EE | $3,544 | $4,890-27.5% | $4,624-23.4% | $4,379-19.1% |
| Participant deferral / active EE | $13,544 | $8,341+62.4% | $8,004+69.2% | $6,730+101.2% |
| Admin fee / account holder | $16,412 | $15,759+4.1% | $14,398+14.0% | $14,365+14.2% |