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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,886 | $105,284-63.1% | $150,734-74.2% | $94,015-58.6% |
| Participation rate | 36.0% | 71.7%-35.7pp | 78.4%-42.4pp | 70.8%-34.8pp |
| Annual return | 15.15% | 15.67%-0.5pp | 600.81%-585.7pp | 17.84%-2.7pp |
| Employer contribution / active EE | $0 | $3,599-100.0% | $4,918-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $2,004 | $4,274-53.1% | $5,610-64.3% | $4,249-52.8% |
| Admin fee / account holder | $1,577 | $9,839-84.0% | $14,905-89.4% | $8,951-82.4% |