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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,449 | $69,118-6.8% | $53,647+20.1% | $138,895-53.6% |
| Participation rate | 100.0% | 64.0%+36.0pp | 56.3%+43.7pp | 79.9%+20.1pp |
| Annual return | 19.61% | 248.26%-228.7pp | 358.33%-338.7pp | 145.39%-125.8pp |
| Employer contribution / active EE | $5,019 | $1,189+321.9% | $962+421.7% | $4,194+19.7% |
| Participant deferral / active EE | $5,587 | $2,274+145.7% | $1,813+208.2% | $6,396-12.6% |
| Admin fee / account holder | $474 | $2,724-82.6% | $2,460-80.7% | $12,562-96.2% |