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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,387 | $110,410+16.3% | $102,437+25.3% | $145,897-12.0% |
| Participation rate | 47.6% | 77.9%-30.3pp | 74.5%-26.9pp | 80.3%-32.7pp |
| Annual return | 14.08% | 24.85%-10.8pp | 24.95%-10.9pp | 552.29%-538.2pp |
| Employer contribution / active EE | $2,037 | $4,217-51.7% | $3,871-47.4% | $4,663-56.3% |
| Participant deferral / active EE | $4,326 | $5,622-23.1% | $5,060-14.5% | $6,689-35.3% |
| Admin fee / account holder | $807 | $9,745-91.7% | $8,388-90.4% | $13,390-94.0% |