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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,272 | $94,439+84.5% | $73,658+136.6% | $154,746+12.6% |
| Participation rate | 40.0% | 64.7%-24.7pp | 57.0%-17.0pp | 80.7%-40.7pp |
| Annual return | 21.09% | 28.25%-7.2pp | 29.72%-8.6pp | 172.34%-151.2pp |
| Employer contribution / active EE | $2,267 | $1,257+80.3% | $1,032+119.6% | $4,379-48.2% |
| Participant deferral / active EE | $4,437 | $2,527+75.6% | $2,062+115.2% | $6,730-34.1% |
| Admin fee / account holder | $20 | $3,843-99.5% | $3,357-99.4% | $14,365-99.9% |