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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $627,446 | $72,071+770.6% | $68,368+817.8% | $137,256+357.1% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 9.80% | 353.14%-343.3pp | 292.57%-282.8pp | 220.34%-210.5pp |
| Employer contribution / active EE | $10,233 | $2,788+267.0% | $2,649+286.3% | $4,156+146.2% |
| Participant deferral / active EE | $30,750 | $4,410+597.3% | $4,123+645.9% | $6,407+380.0% |
| Admin fee / account holder | $2,472 | $5,336-53.7% | $5,150-52.0% | $12,270-79.9% |