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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,915 | $199,109+46.1% | $173,730+67.5% | $154,746+88.0% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 27.13% | 20.02%+7.1pp | 19.96%+7.2pp | 172.34%-145.2pp |
| Employer contribution / active EE | $10,704 | $5,311+101.5% | $4,577+133.8% | $4,379+144.4% |
| Participant deferral / active EE | $12,878 | $7,113+81.1% | $6,326+103.6% | $6,730+91.3% |
| Admin fee / account holder | $61,522 | $20,916+194.1% | $17,523+251.1% | $14,365+328.3% |