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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,509 | $134,817-62.5% | $123,973-59.3% | $155,188-67.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 19.44% | 515.49%-496.1pp | 388.13%-368.7pp | 148.84%-129.4pp |
| Employer contribution / active EE | $5,232 | $4,425+18.2% | $4,126+26.8% | $4,248+23.2% |
| Participant deferral / active EE | $13,655 | $5,706+139.3% | $5,247+160.3% | $6,531+109.1% |
| Admin fee / account holder | $2,570 | $13,245-80.6% | $11,799-78.2% | $14,480-82.2% |