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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $649,712 | $275,752+135.6% | $256,809+153.0% | $198,609+227.1% |
| Participation rate | 100.0% | 89.2%+10.8pp | 88.5%+11.5pp | 82.4%+17.6pp |
| Annual return | 15.29% | 34.81%-19.5pp | 32.73%-17.4pp | 202.70%-187.4pp |
| Employer contribution / active EE | $19,248 | $7,721+149.3% | $7,263+165.0% | $5,055+280.7% |
| Participant deferral / active EE | $22,537 | $10,037+124.5% | $9,520+136.7% | $6,977+223.0% |
| Admin fee / account holder | $604 | $25,716-97.6% | $25,146-97.6% | $19,030-96.8% |