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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,514 | $87,132-30.5% | $105,624-42.7% | $80,959-25.3% |
| Participation rate | 72.0% | 70.4%+1.6pp | 75.3%-3.3pp | 67.7%+4.3pp |
| Annual return | 11.98% | 17.03%-5.1pp | 116.20%-104.2pp | 35.67%-23.7pp |
| Employer contribution / active EE | $0 | $2,397-100.0% | $3,168-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $2,294 | $3,985-42.5% | $5,013-54.2% | $4,300-46.7% |
| Admin fee / account holder | $1,171 | $8,449-86.1% | $10,961-89.3% | $6,925-83.1% |