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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,330 | $150,197-87.8% | $120,368-84.8% | $145,959-87.4% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 12.95% | 154.26%-141.3pp | 107.26%-94.3pp | 561.95%-549.0pp |
| Employer contribution / active EE | $2,279 | $4,350-47.6% | $3,465-34.2% | $4,661-51.1% |
| Participant deferral / active EE | $5,138 | $6,174-16.8% | $4,991+2.9% | $6,689-23.2% |
| Admin fee / account holder | $394 | $12,216-96.8% | $9,429-95.8% | $13,398-97.1% |