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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,330 | $150,435-87.8% | $120,580-84.8% | $145,897-87.4% |
| Participation rate | 100.0% | 78.8%+21.2pp | 72.0%+28.0pp | 80.3%+19.7pp |
| Annual return | 12.95% | 154.60%-141.7pp | 107.48%-94.5pp | 552.29%-539.3pp |
| Employer contribution / active EE | $2,279 | $4,352-47.6% | $3,469-34.3% | $4,663-51.1% |
| Participant deferral / active EE | $5,138 | $6,174-16.8% | $4,995+2.8% | $6,689-23.2% |
| Admin fee / account holder | $394 | $12,182-96.8% | $9,418-95.8% | $13,390-97.1% |