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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,840 | $155,555+115.3% | $146,866+128.0% | $155,188+115.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 16.12% | 115.41%-99.3pp | 102.85%-86.7pp | 148.84%-132.7pp |
| Employer contribution / active EE | $923 | $4,647-80.1% | $4,425-79.2% | $4,248-78.3% |
| Participant deferral / active EE | $1,530 | $8,044-81.0% | $7,759-80.3% | $6,531-76.6% |
| Admin fee / account holder | $8,727 | $14,755-40.9% | $13,620-35.9% | $14,480-39.7% |