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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,408 | $154,228-52.4% | $145,433-49.5% | $137,256-46.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 20.73% | 74.59%-53.9pp | 66.58%-45.8pp | 220.34%-199.6pp |
| Employer contribution / active EE | $2,433 | $4,804-49.4% | $4,554-46.6% | $4,156-41.5% |
| Participant deferral / active EE | $12,699 | $8,216+54.6% | $7,897+60.8% | $6,407+98.2% |
| Admin fee / account holder | $487 | $14,344-96.6% | $13,129-96.3% | $12,270-96.0% |