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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,837 | $160,070-68.9% | $147,117-66.1% | $145,897-65.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 17.01% | 98.69%-81.7pp | 420.54%-403.5pp | 552.29%-535.3pp |
| Employer contribution / active EE | $2,858 | $5,285-45.9% | $4,932-42.1% | $4,663-38.7% |
| Participant deferral / active EE | $13,407 | $8,419+59.2% | $8,065+66.2% | $6,689+100.4% |
| Admin fee / account holder | $786 | $15,035-94.8% | $12,993-94.0% | $13,390-94.1% |