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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,342 | $110,039-11.5% | $97,260+0.1% | $145,884-33.3% |
| Participation rate | 92.3% | 75.9%+16.4pp | 72.7%+19.6pp | 80.3%+12.0pp |
| Annual return | 8.78% | 244.44%-235.7pp | 75.54%-66.8pp | 551.85%-543.1pp |
| Employer contribution / active EE | $5,969 | $3,074+94.2% | $2,721+119.4% | $4,662+28.0% |
| Participant deferral / active EE | $6,196 | $4,674+32.6% | $4,262+45.4% | $6,690-7.4% |
| Admin fee / account holder | $2,264 | $6,204-63.5% | $5,640-59.9% | $13,392-83.1% |