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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,219 | $156,398-17.4% | $147,318-12.3% | $138,895-7.0% |
| Participation rate | 84.6% | 83.8%+0.9pp | 82.1%+2.6pp | 79.9%+4.7pp |
| Annual return | 18.04% | 78.75%-60.7pp | 70.43%-52.4pp | 145.39%-127.3pp |
| Employer contribution / active EE | $2,288 | $4,853-52.9% | $4,593-50.2% | $4,194-45.4% |
| Participant deferral / active EE | $5,429 | $8,237-34.1% | $7,906-31.3% | $6,396-15.1% |
| Admin fee / account holder | $3,766 | $14,976-74.9% | $13,708-72.5% | $12,562-70.0% |