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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,263 | $93,057+20.6% | $153,500-26.9% | $80,925+38.7% |
| Participation rate | 57.0% | 69.0%-12.0pp | 77.1%-20.1pp | 67.7%-10.7pp |
| Annual return | 12.60% | 19.96%-7.4pp | 15.70%-3.1pp | 35.65%-23.1pp |
| Employer contribution / active EE | $1,432 | $3,507-59.2% | $5,039-71.6% | $2,756-48.1% |
| Participant deferral / active EE | $3,500 | $5,179-32.4% | $6,756-48.2% | $4,299-18.6% |
| Admin fee / account holder | $29,366 | $8,885+230.5% | $12,736+130.6% | $6,940+323.1% |