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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,430 | $166,242+6.7% | $165,071+7.5% | $145,884+21.6% |
| Participation rate | 87.0% | 82.0%+4.9pp | 78.6%+8.3pp | 80.3%+6.7pp |
| Annual return | 8.07% | 100.44%-92.4pp | 70.17%-62.1pp | 551.85%-543.8pp |
| Employer contribution / active EE | $5,001 | $5,283-5.3% | $4,347+15.0% | $4,662+7.3% |
| Participant deferral / active EE | $11,685 | $6,964+67.8% | $6,035+93.6% | $6,690+74.7% |
| Admin fee / account holder | $1,807 | $16,658-89.2% | $12,695-85.8% | $13,392-86.5% |