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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,833 | $71,215-66.5% | $93,696-74.6% | $80,935-70.6% |
| Participation rate | 31.0% | 60.4%-29.4pp | 68.7%-37.7pp | 67.7%-36.6pp |
| Annual return | 17.12% | 11.27%+5.8pp | 133.74%-116.6pp | 35.66%-18.5pp |
| Employer contribution / active EE | $1,130 | $1,565-27.8% | $2,422-53.4% | $2,757-59.0% |
| Participant deferral / active EE | $1,929 | $4,037-52.2% | $4,417-56.3% | $4,299-55.1% |
| Admin fee / account holder | $810 | $6,958-88.4% | $8,287-90.2% | $6,924-88.3% |