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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,606 | $185,141-39.7% | $153,416-27.3% | $155,188-28.1% |
| Participation rate | 91.7% | 79.9%+11.7pp | 74.3%+17.3pp | 80.8%+10.9pp |
| Annual return | 8.45% | 18.72%-10.3pp | 17.84%-9.4pp | 148.84%-140.4pp |
| Employer contribution / active EE | $767 | $4,489-82.9% | $3,764-79.6% | $4,248-81.9% |
| Participant deferral / active EE | $3,069 | $5,477-44.0% | $4,723-35.0% | $6,531-53.0% |
| Admin fee / account holder | $1,883 | $16,005-88.2% | $13,095-85.6% | $14,480-87.0% |