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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,264 | $125,190+43.2% | $105,624+69.7% | $145,897+22.9% |
| Participation rate | 75.0% | 77.6%-2.6pp | 75.3%-0.3pp | 80.3%-5.3pp |
| Annual return | 15.56% | 225.22%-209.7pp | 116.20%-100.6pp | 552.29%-536.7pp |
| Employer contribution / active EE | $2,781 | $3,720-25.2% | $3,168-12.2% | $4,663-40.3% |
| Participant deferral / active EE | $9,078 | $5,716+58.8% | $5,013+81.1% | $6,689+35.7% |
| Admin fee / account holder | $6,808 | $17,138-60.3% | $10,961-37.9% | $13,390-49.2% |