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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $395,543 | $196,972+100.8% | $182,262+117.0% | $198,609+99.2% |
| Participation rate | 80.0% | 85.7%-5.7pp | 84.2%-4.2pp | 82.4%-2.4pp |
| Annual return | 19.41% | 158.27%-138.9pp | 140.60%-121.2pp | 202.70%-183.3pp |
| Employer contribution / active EE | $21,171 | $5,364+294.7% | $5,046+319.6% | $5,055+318.8% |
| Participant deferral / active EE | $12,584 | $8,643+45.6% | $8,276+52.0% | $6,977+80.4% |
| Admin fee / account holder | $4,667 | $18,429-74.7% | $16,712-72.1% | $19,030-75.5% |