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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,440 | $138,393+32.6% | $184,256-0.4% | $80,959+126.6% |
| Participation rate | 94.3% | 83.9%+10.4pp | 86.8%+7.5pp | 67.7%+26.6pp |
| Annual return | 10.43% | 20.01%-9.6pp | 28.85%-18.4pp | 35.67%-25.2pp |
| Employer contribution / active EE | $4,153 | $4,847-14.3% | $6,427-35.4% | $2,757+50.6% |
| Participant deferral / active EE | $8,874 | $7,076+25.4% | $9,133-2.8% | $4,300+106.4% |
| Admin fee / account holder | $2,704 | $10,489-74.2% | $13,899-80.5% | $6,925-61.0% |