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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,246 | $101,798-85.0% | $165,071-90.8% | $80,935-81.2% |
| Participation rate | 75.7% | 71.8%+3.8pp | 78.6%-2.9pp | 67.7%+8.0pp |
| Annual return | 13.17% | 16.73%-3.6pp | 70.17%-57.0pp | 35.66%-22.5pp |
| Employer contribution / active EE | $895 | $2,954-69.7% | $4,347-79.4% | $2,757-67.5% |
| Participant deferral / active EE | $2,426 | $4,476-45.8% | $6,035-59.8% | $4,299-43.6% |
| Admin fee / account holder | $6,698 | $8,221-18.5% | $12,695-47.2% | $6,924-3.3% |