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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,157 | $227,399+35.5% | $189,758+62.4% | $198,609+55.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 20.41% | 61.03%-40.6pp | 52.62%-32.2pp | 202.70%-182.3pp |
| Employer contribution / active EE | $8,601 | $5,526+55.6% | $4,767+80.4% | $5,055+70.1% |
| Participant deferral / active EE | $9,781 | $6,837+43.1% | $5,856+67.0% | $6,977+40.2% |
| Admin fee / account holder | $1,551 | $25,162-93.8% | $20,388-92.4% | $19,030-91.9% |