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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,824 | $81,403+128.3% | $147,027+26.4% | $87,485+112.4% |
| Participation rate | 92.2% | 63.4%+28.7pp | 73.7%+18.4pp | 68.9%+23.2pp |
| Annual return | 14.74% | 16.51%-1.8pp | 20.23%-5.5pp | 26.06%-11.3pp |
| Employer contribution / active EE | $5,990 | $2,205+171.6% | $3,626+65.2% | $2,596+130.7% |
| Participant deferral / active EE | $3,836 | $3,315+15.7% | $4,933-22.2% | $4,274-10.2% |
| Admin fee / account holder | $4,394 | $6,755-35.0% | $12,223-64.1% | $7,775-43.5% |