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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,791 | $48,076+111.7% | $78,693+29.4% | $62,891+61.9% |
| Participation rate | 100.0% | 65.2%+34.8pp | 73.6%+26.4pp | 69.3%+30.7pp |
| Annual return | -1.76% | 31.35%-33.1pp | 62.18%-63.9pp | 20.14%-21.9pp |
| Employer contribution / active EE | $5,879 | $2,015+191.8% | $2,850+106.3% | $2,281+157.7% |
| Participant deferral / active EE | $6,442 | $2,588+149.0% | $3,517+83.2% | $3,203+101.1% |
| Admin fee / account holder | $18,348 | $3,207+472.1% | $4,511+306.8% | $4,296+327.1% |