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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,273 | $109,904-21.5% | $97,167-11.2% | $145,959-40.9% |
| Participation rate | 36.8% | 75.9%-39.1pp | 72.7%-35.8pp | 80.3%-43.4pp |
| Annual return | 9.62% | 243.43%-233.8pp | 75.27%-65.6pp | 561.95%-552.3pp |
| Employer contribution / active EE | $367 | $3,084-88.1% | $2,729-86.6% | $4,661-92.1% |
| Participant deferral / active EE | $3,855 | $4,676-17.6% | $4,264-9.6% | $6,689-42.4% |
| Admin fee / account holder | $1,688 | $6,216-72.8% | $5,650-70.1% | $13,398-87.4% |