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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,273 | $110,093-21.6% | $97,295-11.3% | $145,897-40.9% |
| Participation rate | 36.8% | 75.9%-39.1pp | 72.7%-35.8pp | 80.3%-43.5pp |
| Annual return | 9.62% | 244.76%-235.1pp | 75.62%-66.0pp | 552.29%-542.7pp |
| Employer contribution / active EE | $367 | $3,077-88.1% | $2,723-86.5% | $4,663-92.1% |
| Participant deferral / active EE | $3,855 | $4,678-17.6% | $4,264-9.6% | $6,689-42.4% |
| Admin fee / account holder | $1,688 | $6,212-72.8% | $5,646-70.1% | $13,390-87.4% |