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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,619 | $154,228+64.4% | $145,433+74.4% | $137,256+84.8% |
| Participation rate | 90.0% | 83.8%+6.2pp | 82.1%+7.9pp | 80.0%+10.0pp |
| Annual return | 15.82% | 74.59%-58.8pp | 66.58%-50.8pp | 220.34%-204.5pp |
| Employer contribution / active EE | $7,810 | $4,804+62.6% | $4,554+71.5% | $4,156+87.9% |
| Participant deferral / active EE | $10,880 | $8,216+32.4% | $7,897+37.8% | $6,407+69.8% |
| Admin fee / account holder | $14,588 | $14,344+1.7% | $13,129+11.1% | $12,270+18.9% |