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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,795 | $150,435+48.8% | $120,580+85.6% | $145,897+53.4% |
| Participation rate | 53.3% | 78.8%-25.5pp | 72.0%-18.6pp | 80.3%-27.0pp |
| Annual return | 24.24% | 154.60%-130.4pp | 107.48%-83.2pp | 552.29%-528.1pp |
| Employer contribution / active EE | $1,681 | $4,352-61.4% | $3,469-51.5% | $4,663-63.9% |
| Participant deferral / active EE | $4,827 | $6,174-21.8% | $4,995-3.4% | $6,689-27.8% |
| Admin fee / account holder | $947,163 | $12,182+7675.0% | $9,418+9956.5% | $13,390+6973.5% |