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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,765 | $136,860+59.8% | $120,344+81.8% | $154,746+41.4% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 18.71% | 21.38%-2.7pp | 20.30%-1.6pp | 172.34%-153.6pp |
| Employer contribution / active EE | $705 | $3,533-80.0% | $3,020-76.6% | $4,379-83.9% |
| Participant deferral / active EE | $4,576 | $5,793-21.0% | $5,135-10.9% | $6,730-32.0% |
| Admin fee / account holder | $66,704 | $15,393+333.4% | $12,742+423.5% | $14,365+364.3% |