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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,765 | $167,415+30.7% | $140,514+55.7% | $198,609+10.1% |
| Participation rate | 100.0% | 80.9%+19.1pp | 77.8%+22.2pp | 82.4%+17.6pp |
| Annual return | 18.71% | 13.85%+4.9pp | 14.36%+4.4pp | 202.70%-184.0pp |
| Employer contribution / active EE | $705 | $4,088-82.7% | $3,378-79.1% | $5,055-86.0% |
| Participant deferral / active EE | $4,576 | $5,579-18.0% | $4,919-7.0% | $6,977-34.4% |
| Admin fee / account holder | $66,704 | $16,730+298.7% | $13,697+387.0% | $19,030+250.5% |