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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,223 | $111,535+36.5% | $105,223+44.7% | $137,256+10.9% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 3.29% | 237.85%-234.6pp | 180.65%-177.4pp | 220.34%-217.1pp |
| Employer contribution / active EE | $2,739 | $3,939-30.5% | $3,689-25.8% | $4,156-34.1% |
| Participant deferral / active EE | $9,568 | $5,500+74.0% | $5,072+88.7% | $6,407+49.3% |
| Admin fee / account holder | $71,850 | $9,721+639.1% | $8,859+711.1% | $12,270+485.6% |