Retirement plan

CITY OF ORD MONEY PURCHASE PENSION TRUST

Name: CITY OF ORD - CITY OF ORD MONEY PURCHASE PENSION TRUST (2025) Form 5500
Creator: CITY OF ORD
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CITY OF ORD MONEY PURCHASE PENSION TRUST, CITY OF ORD

CITY OF ORDEIN 47-6006307Plan #001PY 2025

201 SOUTH 17TH ST, P O BOX 96 - ORD, NE 688621711308-728-5791LinkedIn11-50 employeesexecutive office

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$1.9M

+9.1% from 2024

Total participants

-18.9% from 2024

Average account balance

$79,718

+27.3% from 2024

Annual return

10.93%

-0.50 pp from 2024

Benchmarks

See 587 peers

Peer group

Industry92 - Public Administration

Plan typeDefined contribution

Participants<25

Cohort587 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.91M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$80K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$105K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.93%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$7131

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2C2F2G2T3D

Plan features

2C
Money purchase plan
Money purchase pension plan other than a target benefit plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$171K

$7131 / participant

Other / not subdivided$171K100.0%

% of EOY assets

8.945%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$79,718

$70,532+13.0%

$68,948+15.6%

$137,256-41.9%

Participation rate

75.0%

81.0%-6.0pp

79.2%-4.2pp

80.0%-5.0pp

Annual return

10.93%

32.56%-21.6pp

28.39%-17.5pp

220.34%-209.4pp

Employer contribution / active EE

$3,358

$4,355-22.9%

$4,165-19.4%

$4,156-19.2%

Participant deferral / active EE

$1,022

$6,773-84.9%

$6,186-83.5%

$6,407-84.0%

Admin fee / account holder

$7,131

$7,916-9.9%

$7,539-5.4%

$12,270-41.9%

CITY OF ORD MONEY PURCHASE PENSION TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CITY OF ORD MONEY PURCHASE PENSION TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion