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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,663 | $29,716-91.0% | $56,077-95.3% | $80,925-96.7% |
| Participation rate | 92.3% | 41.7%+50.6pp | 52.5%+39.8pp | 67.7%+24.6pp |
| Annual return | 16.64% | 35.30%-18.7pp | 1709.28%-1692.6pp | 35.65%-19.0pp |
| Employer contribution / active EE | $399 | $671-40.5% | $1,040-61.6% | $2,756-85.5% |
| Participant deferral / active EE | $1,253 | $1,228+2.0% | $1,954-35.9% | $4,299-70.8% |
| Admin fee / account holder | $497 | $2,432-79.6% | $2,825-82.4% | $6,940-92.8% |