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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,663 | $29,733-91.0% | $56,025-95.2% | $80,959-96.7% |
| Participation rate | 92.3% | 41.7%+50.6pp | 52.5%+39.8pp | 67.7%+24.6pp |
| Annual return | 16.64% | 35.28%-18.6pp | 1712.69%-1696.0pp | 35.67%-19.0pp |
| Employer contribution / active EE | $399 | $672-40.5% | $1,042-61.6% | $2,757-85.5% |
| Participant deferral / active EE | $1,253 | $1,229+2.0% | $1,955-35.9% | $4,300-70.9% |
| Admin fee / account holder | $497 | $2,434-79.6% | $2,828-82.4% | $6,925-92.8% |