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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,669 | $29,319-87.5% | $52,425-93.0% | $82,448-95.5% |
| Participation rate | 80.0% | 46.9%+33.1pp | 55.6%+24.4pp | 68.1%+11.9pp |
| Annual return | 20.63% | 535.20%-514.6pp | 302.12%-281.5pp | 41.64%-21.0pp |
| Employer contribution / active EE | $101 | $586-82.7% | $914-88.9% | $2,551-96.0% |
| Participant deferral / active EE | $351 | $1,171-70.0% | $1,790-80.4% | $4,139-91.5% |
| Admin fee / account holder | $436 | $1,962-77.8% | $2,495-82.5% | $7,234-94.0% |